A per-person, longitudinal record connecting diagnosis to routing to intervention to reassessment to proof. One connected format for the full financial health lifecycle.
FHIR defined the standard for medical records. The Financial Health Record defines the standard for financial health.
Organizations measure financial health in incompatible ways. Assessment data stays siloed in one system. Intervention data lives in another. Outcomes — if they're tracked at all — sit in a spreadsheet somewhere, disconnected from what caused them.
There is no shared format for tracking a person's financial health journey over time. No portability between institutions. No interoperability between tools. No way to connect what you measured to what you did to whether it worked.
The result: billions spent on financial wellness programs with no connected evidence of impact.
The Financial Health Record structures data around the lifecycle every person moves through — from first assessment to proven outcomes.
The Financial Health Record is an open standard. We're looking for credit unions, fintechs, employers, researchers, and builders who believe financial health data should be connected, portable, and owned by the people it describes.
Whether you deliver financial health programs, build tools for the people who do, or study what actually works — there's a place for you in this working group.
Get updates on the standard as it develops.